Creating a will or trust is a vital part of anyone’s estate plan, but it’s not where the planning ends. Ensuring that the beneficiaries you’ve listed on 401Ks and other retirement accounts, insurance policies, annuities, etc., are coordinated with those estate planning documents is essential to the success of that plan. 

Well, unfortunately I don’t have supernatural powers or divine intuition, so I can’t rightly say what happens to you when you die. 

What happens with your property and your children is an altogether different matter...